Privacy Policy

Effective Date: 9th Feb,2021
Last Updated: 1st July, 2025

At EquifyFund, your privacy and data security are our highest priority. This Privacy Policy outlines how we collect, use, protect, and disclose your personal information when you access or use our platform, services, and related products.

By using EquifyFund.com, the EquifyFund mobile application, or interacting with us in any capacity, you agree to the terms of this Privacy Policy.

1. Information We Collect

We collect personal information to provide our services effectively, comply with regulations, and improve user experience.

A. Personal Information

• Full name

• Email address

• Phone number

• Residential address

• Date of birth

• Nationality

• Government-issued ID (for verification purposes)

• Financial details (bank account info, investment history, accreditation status)

B. Automatically Collected Information

• IP address and geolocation

• Browser and device information

• Referral URLs and interaction logs

• Cookies and tracking technologies

C. Third-Party Sources

We may collect or verify information through third parties such as:

• KYC/AML verification providers

• Financial institutions

• Public databases

• Regulatory compliance partners

2. How We Use Your Information

We use your information for the following purposes:

• To verify your identity and investor status (KYC/AML)

• To provide access to investment opportunities

• To process payments and disbursements

• To send updates, statements, and notifications

• To personalize your dashboard experience

• To comply with legal and regulatory obligations

• To prevent fraud, unauthorized access, or misuse

• To analyze usage patterns for platform improvement

3. Sharing and Disclosure of Information

We do not sell your personal data. However, we may share your information with:

• Regulatory bodies (as required by law)

• KYC/AML and compliance partners

• Third-party service providers (custodians, payment processors, CRM systems)

• Auditors and legal advisors

• Technology providers under strict confidentiality agreements

All third-party vendors are contractually obligated to handle your data securely and in compliance with relevant laws.

4. Data Security

EquifyFund employs industry-standard measures to protect your data:

• End-to-end encryption

• Secure cloud infrastructure with firewalls and access controls

• Two-Factor Authentication (2FA)

• Routine security audits and penetration tests

• Role-based access to sensitive data

Despite our efforts, no system is 100% secure. Users are advised to use strong passwords and safeguard their credentials.

5. Data Retention

We retain your data only for as long as necessary to fulfill the purposes outlined in this policy, and as required by law or regulatory obligation.

For example:

• KYC data: minimum of 5 years post relationship termination (as per AML laws)

• Transactional records: up to 7 years

• Marketing preferences: until withdrawn

6. Your Privacy Rights

Depending on your jurisdiction, you may have the following rights:

• Access – Request a copy of your data

• Correction – Rectify inaccurate or incomplete data

• Erasure – Request deletion of your data (subject to legal exceptions)

• Restriction – Limit how your data is processed

• Objection – Opt-out of marketing or automated decision-making

• Data Portability – Request transfer of your data in a usable format

To exercise these rights, contact us at: privacy@equifyfund.com

7. Cookies and Tracking Technologies

We use cookies to improve functionality, analyze traffic, and enhance user experience. You may accept or reject cookies via your browser settings or our website cookie banner.

Types of cookies:

• Essential Cookies – Required for core functionality

• Analytics Cookies – Track performance and usage

• Marketing Cookies – Deliver targeted ads or promotions

8. International Data Transfers

If you access our services from outside Nigeria, the EU, or the U.S., note that your data may be processed in jurisdictions with different data protection standards. We ensure such transfers comply with applicable legal requirements using safeguards like Standard Contractual Clauses (SCCs) or adequacy decisions.

9. Children's Privacy

EquifyFund does not knowingly collect personal information from individuals under the age of 18. If we discover such data has been collected, it will be deleted promptly.

10. Updates to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in laws or our practices. Significant changes will be communicated via email or platform notices. Please review this page regularly.

11. Contact Us

If you have any questions, requests, or concerns about your data or this policy, please reach out to us:

📧 Email: privacy@equifyfund.com
🌐 Website: https://equifyfund.com
📍 Office Address: [Insert Registered Office Address]

EquifyFund is committed to maintaining your trust. We handle your personal information with care, transparency, and responsibility.